Mortgages & the Land Registry - All You Need to Know

Introduction

An almost inevitable part of your conveyancing work involves completing, registering and redeeming mortgages - a cash buyer is rare.

You need to be aware of Land Registry requirements as well as those of your professional codes, whether completing a mortgage or redeeming it. Digital mortgages and ‘virtual signatures’ are also now with us.

In this field, as in many others, the potential liability of conveyancers is increasing, as are the technical rules surrounding mortgages, their registration and redemption. Your aim is to avoid rejection of your Land Registry application and fulfilling your duties to the lender and client, thereby minimising exposure to liability.

What You Will Learn

This webinar will cover the following:

• Reporting to your client on the mortgage offer and conditions - how much detail do you need?
• Fraud and Forgery - the status of a mortgage registered after a fraudulent transfer and a mortgage fraudster suing their conveyancer
• Land Registry guidance on ‘digital mortgages’ and ‘GOV.UK Verify’ overview
• The Land Registry ‘Sign your mortgage deed’ online service
• The AP1 application and standard Land Registry forms
• The Law Society Conveyancing Protocol - on mortgages
• Deeds of variation and postponement of a registered charge
• Discharges of registered charges. 'Early completion' of applications where no evidence of discharge is lodged
• Your duty to the lender, undertakings to discharge

This pre-recorded webinar will be available to view from Thursday 22nd May 2025

Alternatively, you can gain access to this webinar and 1,700+ others via the MBL Webinar Subscription. Please email webinarsubscription@mblseminars.com for more details.